We are used to requesting a loan, depositing funds to get a return on our money, taking out insurance, a credit card, a pension plan or any financial product at the same bank branch.
Sometimes, and for longer-term products, we can compare banks with the idea of getting better conditions, but this entails, above all, a lot of time, and without having the security of getting good or better conditions.
The loan in the bank
When applying for a loan at the bank, we normally do not only take the loan under our arm, but also a series of complementary products that the bank includes in the loan package itself. An insurance, a card … may be some of the products that the bank makes us hire part of the financing, which is what we were looking for.
With these products the bank gets a customer not only for the loan but also for all those secondary products that forces you to hire, which can be seen as having made you change banks if you have opted for a different one than the usual .
Loans without changing banks
Thanks to Crowdlending platforms you can get your loan without changing banks. These platforms, like Good Finance, what they do is to combine financing with private investment. They are not banks. On the one hand, companies and freelancers request financing in the case of Good Finance, and after a study by the platform, if favorable, it is published on the platform so that anyone can lend their money.
In this way, the bank is eliminated and a loan between individuals is formalized, where the platform is in charge of formalizing the contract and collecting the fees for distribution among the investors who have participated.
One of the most important benefits of loans without changing banks
With loans through Crowdlending you will get an agile loan, without additional products and with free repayments, but one of the benefits that companies value most is the non-consumption, so do not turn off the tap on your future financing. In this video we explain it to you.
With Good Finance you will get loans without changing banks, since we only want you to get the financing you need. No additional product. That’s what your bank or other platforms are for.