Your home equity loan

Receiving an inheritance carries many expenses in taxes and capital gains, something that sometimes makes it difficult for heirs to accept them.

This loan allows to dispose of that liquidity by giving as a guarantee a property owned or to be received in the inheritance, being a maximum credit 40% of the appraised value of the home. For example: if the valuation of the house is € 100,000, the maximum loan amount will be € 40,000.

Loans for reforms

Loans for reforms

What to know about the loan to make a reform in a property of E-money?

  • It allows to obtain a loan to reform a property whether you simply need to improve your home or if you want to improve it to rent or sell it.
  • You can receive from 5,000 to € 300,000.
  • To obtain this credit you will need the mortgage guarantee of a property. The property may not have charges or, at least, not have more than 40% of its value.
  • Good Finance will assess your request and give a response within 24 hours and the study of your case will have no cost.
  • It allows a grace period of up to 5 years and a return period of between 6 months and 20 years.
  • The monthly fee will be fixed.
  • It doesn’t matter if you have debts in RAI or ASNEF.
  • There are no opening fees, but early repayment varies from 0.25% if it is after 5 years from the opening, up to 0.5% if they were the first 5 years. A minimum APR of 3.9% applies – maximum APR of 19.9%. A minimum TIN 8.9% may be applied – TIN maximum 18%.

How does this loan for reforms work?

  • The operation of the loan for reforms of E-money has a very simple operation. You request the entity the amount you wish to receive using as collateral a property of your property that must be free of charges or, if any, be less than 40% of its value.
  • Good Finance will value your liquidity and grant you a loan with a guarantee of a maximum of 40% of the appraised value of the property that acts as collateral. For example: imagine that you want to fix the roof of your country house and the work costs € 10,000. The house is priced at € 80,000, so Good Finance will grant you, at most, € 32,000, 40% of its value.

Debt Reunification

What to know about the reunification of debts of Good Finance?

  • It allows grouping all loans into one, with a single installment.
  • It is the most economical solution because this will reduce the value of the interest to be returned on each of the loans.
  • You can receive from 5,000 to € 300,000.
  • To access this product you will need to have a property owned or that you will receive in inheritance as collateral. Said property may not have charges or, at least, not have more than 40% of its value. Good Finance will grant you a loan for 40% of the appraised value of the property that acts as a guarantee at most. That is, if your home is priced at 200,000 euros they will grant you, at most, 80,000.
  • Good Finance values ​​your request and responds within 24 hours without charging anything for the study of your case.
  • It allows a grace period of up to 5 years and a return period of between 6 months and 20 years.
  • The monthly fee will be fixed.
  • It doesn’t matter if you have debts in RAI or ASNEF.
  • There are no opening fees, but early repayment varies from 0.25% if it is after 5 years from the opening, up to 0.5% if they were the first 5 years. A minimum APR of 3.9% applies – maximum APR of 19.9%. A minimum of 8.9% may be applied – TIN maximum 18%.

How does this reunification of loans work?

How does this reunification of loans work?

  • Imagine you have a mortgage on your home worth € 50,000, a loan for the purchase of a 10,000 car and a credit for the summer vacation of 3,000. Good Finance grants you a line of credit for the amount of all those debts so that you can satisfy all of them and improve interest by paying a single loan. According to their calculations, you can reduce your expenses by up to 50% per month.

Loan with collateral for a property

Loan with collateral for a property

What to know about the loan with guarantee of a property of E-money?

  • It is a loan that you will receive practically for any circumstance: to cancel garnishments, expenses of a wedding, to face medical expenses, etc.
  • You can receive from 5,000 to € 300,000.
  • As in other products, Good Finance requires that you have a property to grant you this loan. The property may not have charges and, if any, do not exceed 40% of the appraised value.
  • You will receive a reply within 24 hours and the study of your case will have no cost.
  • It allows a grace period of up to 5 years and a return period of between 6 months and 20 years.
  • The monthly fee will be fixed.
  • It doesn’t matter if you have debts in RAI or ASNEF.
  • There are no opening fees, but early repayment varies from 0.25% if it is after 5 years from the opening, up to 0.5% if they were the first 5 years. A minimum APR of 3.9% applies – maximum APR of 19.9%. A minimum of 8.9% may be applied – TIN maximum 18%.
CategoriesUncategorized